Can my Social Security number be used for identity theft?

Can my Social Security number be used for identity theft?

Identity thieves might use your SSN to get medical care under your name, open accounts in your name, file for a tax refund or steal your government benefits.

Is Social Security number protected information?

“It shall be unlawful for any Federal, State or local government agency to deny to any individual any right, benefit, or privilege provided by law because of such individual’s refusal to disclose his social security account number.” Sec.

How can you protect yourself from Social Security number?

How to Protect Your SSN

  1. Offer an Alternative Form of ID.
  2. Ask Why They Want It and How It Will Be Handled.
  3. Leave Your Card at Home.
  4. Shred Mail and Documents With Personal Details.
  5. Don’t Use Your SSN as a Password.
  6. Don’t Send Your SSN via an Electronic Device.
  7. Don’t Give It out to Strangers.

Why is it important to keep your Social Security number private?

An organization’s collection and use of SSNs can increase the risk of identity theft and fraud. Each time an individual divulges his or her SSN, the potential for a thief to illegitimately gain access to bank accounts, credit cards, driving records, tax and employment histories and other private information increases.

What can someone do with your last 4 digits of SSN?

As long as a hacker or scammer has access to other personal information such as your name and address, they can use the last four digits of your SSN (in most cases) to open accounts in your name, steal your money and government benefits, or even get healthcare and tax refunds in your name.

Is it OK to give last 4 digits of SSN?

These are truly random and unique; the first five numbers represent when and where your Social Security card was issued. Scammers can get those numbers by knowing your birth date and hometown. So don’t use the last four as a PIN. Don’t share them in emails.

Is Social Security number public record?

See Commentary on page 10877. SSNs have been found in public records of federal agencies, states, counties, courts, hospitals, and so forth (5), as well as in personal documents, such as online résumés (6).

Who can legally ask for Social Security number?

Who has the right to request your SSN? Federal law mandates that state Departments of Motor Vehicles, tax authorities, welfare offices, and other governmental agencies request your SS number as proof that you are who you claim to be.

What can SSN be used for?

In addition to Social Security, the SSN is now also used for a wide range of purposes. These include obtaining credit, opening a bank account, obtaining government benefits or private insurance, and buying a home or a car, among many other pursuits.

Can someone use your Social Security number with a different name?

A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name. Then, when they use the credit cards and don’t pay the bills, it damages your credit.

How do I protect my Social Security number from identity theft?

Protecting Your Social Security Number from Identity Theft. Their website provides detailed information to help you defend against identity theft. You can reach them by phone by calling 1-877-IDTHEFT ( 1-877-438-4338 ); TTY 1-866-653-4261.

What is identity theft and how can it affect me?

Identity theft is one of the fastest growing crimes in America. A dishonest person who has your Social Security number can use it to get other personal information about you. Identity thieves can use your number and your good credit to apply for more credit in your name.

What happens if my Social Security number is stolen?

If your Social Security number is stolen, another person may use it to get a job. That person’s employer would report earned income to the IRS using your Social Security number. This will make it appear that you didn’t report all of your income on your tax return. If you think you may have tax issues because someone has stolen your identity, go to

Why is it important to protect my Social Security number?

It is important that you take steps to protect your Social Security number from theft. If someone obtains your Social Security number, they can use it to get other personal information about you, including your bank or credit information. Someone can steal your Social Security number by: