Birmingham Midshires no longer offers mortgage products direct to customers. This includes servicing existing customers with product transfers, further advances and mainstream mortgages.

Do Birmingham Midshires offer residential mortgages?

Birmingham Midshires no longer offers mortgage products direct to customers. This includes servicing existing customers with product transfers, further advances and mainstream mortgages.

Is BM Solutions part of Halifax?

Birmingham Midshires offers a range of specialist mortgage and savings products. When Birmingham Midshires became part of the Halifax in April 1999, it had savings balances of £5.9 billion and mortgage assets of £9.2 billion.

Are BM Solutions Birmingham Midshires?

Who are BM Solutions? BM Solutions are the Buy to Let company of the Lloyds Banking Group, Birmingham Midshires started in 1986 by the merger of the Birmingham and Bridgwater and the Midshires Building Societies. These societies started back as early as 1849.

Can I extend my mortgage term with Birmingham Midshires?

The term on a mortgage account can either be extended or reduced. Further information about this can be obtained from our lending call centre on 0345 300 2627.

Is Birmingham Midshires part of Halifax?

The Wolverhampton-based chain was bought by Halifax in 1999 and became part of the HBOS group when Halifax and Bank of Scotland merged in 2001. Of the 67 remaining Birmingham Midshires branches, 48 are to be closed by March 2006 and the other 19 are to rebranded Halifax.

What is let to buy mortgage?

What is let-to-buy? Let-to-buy involves renting out the home you live in so you can buy a new one to live in elsewhere. You’ll switch your current residential mortgage to a let-to-buy mortgage and get a new residential mortgage for the house you’re moving to. These happen at the same time.

Does Bank of Scotland own Birmingham Midshires?

Birmingham Midshires is part of Bank of Scotland which is owned by Lloyds Banking Group.

How can I get in touch with Birmingham Midshires?

General enquiries If you have an enquiry about an existing mortgage account, you can call us on 0345 300 2627 (lines are open Monday to Friday 8am to 8pm, Saturday 9am to 1pm).

Can buy to let mortgage be extended?

It is possible to ask lender to extend your term to give you longer to save for the lump sum. This could give you the chance to switch at least some or all of the loan to a repayment mortgage, as by extending the term, your monthly repayments will be lower and more affordable.

How do I contact Birmingham Midshires?

Call 0345 602 2828. Lines are open Monday to Saturday 8am-8pm.

How do I pay for Birmingham Midshires?

How do I make monthly payments? We can set up your Direct Debit over the phone and we’ll write to you to confirm your Direct Debit Instruction. Please call us on 0345 300 2627. You will be covered by the Direct Debit Guarantee.

Does Santander do buy to let mortgages?

You can hold up to 5 buy to let mortgages with Santander at any one time. Applicants must be aged between 21 and 70 at the time of the application. The maximum age at the end of the mortgage term is 75. Mortgage terms are available from 5 to 25 years in duration.