What credit score is needed for Kia?

Qualifying for KIA financing takes a credit score of 650 (or higher). If your credit score needs some help, don’t worry, you have options. The easiest way to improve your credit (& boost your score) is by disputing errors on your credit report.

Is it hard to get financing with Kia?

Kia Motors Financing is limited to drivers with credit scores between 850 and 650, but don’t panic–anything is possible when you have the Coastal Kia financing team in your corner. Start a conversation online or visit us in person to see if another of our lending options is right for you!

Do you need good credit to buy a Kia?

To finance a Kia vehicle, you typically need a credit score between 650 and 850.

Can I get a car loan with a 580 credit score?

With a 580 credit score, you can get a subprime car loan. If you’re feeling nervous because of the name, that’s because these were largely the type of home loans responsible for the financial crisis of 2008. Subprime loans are, unsurprisingly, risky to take on—and expensive to boot.

What finance company does Kia use?

Kia Motors Finance (KMF) is the lending arm of the manufacturer, offering financing, rebates and low-APR deals on its vehicles for both loans and leases. Advertised rates for Kia finance can start as low as 0.00% APR but typically require a high credit score to qualify.

Does Kia use Experian?

Kia Motors Finance has partnered with FICO and Experian to provide you with your FICO® Auto Score 8 based on Experian data.

Is 625 a good credit score to buy a car?

The higher your credit score, the better the rate you’ll get for any loan. A credit score above 660 will typically allow you to qualify for an auto loan without a hassle. A credit score of 760 and above will typically allow you to qualify for auto maker special financing that can offer low-APR loans and rebates.

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